First Time Buyer
Why Utilize A Buyer's Agent?
Buying a home is a big step with high stakes. An experienced buyer’s agent will guide you through the entire home-buying process so that you can find the home you want at a price that fits your budget, without all the stress.
Guide | Your agent has a plan to guide you through each step of the buying process.
Advocate | Your agent will advocate for your best interests throughout the transaction.
Expert | Your agent knows the market and every part of the home-buying process.
Search | Your agent has access to more properties so you can find what you want.
Organize | Your agent will save you time by researching and organizing showings.
Negotiate | Your agent will help you negotiate the best possible terms on your property.
Problem-Solver | Your agent will help you prevent and overcome problems along the way.
Get Pre-Qualified
Getting pre-qualified is the first big step toward buying your new home and will help you shop with confidence!
You'll meet with a lender who will look at your finances and help determine:
- How much you may qualify to borrow
- How much you may need for a down payment
- What your closing costs may look like
- An estimate of your monthly payment
It's a great idea to talk with more than one lender so you can compare options and costs. Once you're pre-qualified, your lender will provide a letter that you can submit with your offer.
Pre-Closing Checklist
Congratulations! You’re in the final stretch of the home-buying process. To help ensure a smooth and stress- free closing day, please complete the following items before your scheduled closing.
Schedule The Closing Date
Secures Homeowner's Insurance
Review The Settlement Statement
Set Up Property Utilities
Schedule Your Address Change
Prepare Funds For Closing
Complete The Final Walk Through
You're Almost Home!
What To Bring To Closing
- All persons listed on the contract should be present to sign.
- Photo identification, such as a driver’s license or passport. (Must be active. Expired ID’s are not accepted.)
- Certified cashier’s check for any funds you are required to bring.
